4 benefits
By Mary Smith
4 Little Known Advantages to Wasting Less at Christmas
Spending significantly less at Christmas is naturally valuable. When anyone spend less, you have much more money available to put in your savings account or to pay off debts. There are, however, lesser known benefits to doing Christmas on the cheap.
1. Zero stress: Driving on icy, snow-covered roads to brave the crowds at the local mall only to spend more than you wanted is stressful. Many concern themselves with choosing the perfect gift, getting everything on their long gift list and shipping it all on time. Let's not even talk about the long lines at the post office. When you intentionally spend less at Christmas, you can avoid many of these stress causes.
2. No January Surprise: Many Americans go through the holiday season with blinders on and happily charge whatever they want on their credit cards. The shocker comes in January when they get their monthly statement or, worse, statements. Opening that dreaded envelope and seeing the balance, rapidly compounding interest, late fees, new monthly payment and possibly even an over limit fee can all bring one back to reality fast. The real joy of cutting back and spending less at Christmas is knowing that you won't be paying for Christmas in monthly installments.
3. Real Focus: Being economical at Christmas enables you to focus on what exactly is vital. Namely, spending time with family and friends, enjoying the simple pleasure of home-cooked meals, participating in candlelight services and volunteering to make the holiday enjoyable for those less fortunate. Once you step away from the commercial aspect of the holiday by refusing to spend ridiculous amounts of money, you can really appreciate these "gifts".
4. Opportunity to Relax: Many people set time aside from their jobs over the Christmas holiday only to run around like crazy, trying to get everything done. They spend every weekend and off hour running from mall to mall, shopping with abandon. Some even pull all-nighters just to wrap the multitude of presents. This routine can be downright exhausting. Remember that this is your weekend, your vacation time. Sit back and enjoy it. If you only purchase a small, token gift for everyone on your list, you will be able to spend more time with your family and friends and less time with the clerk at your teen's favorite store. You work hard all year. Why not make taking time to relax a personal gift to yourself.
Don't overlook the simplicity and idealism of these benefits. If everyone took some time to spend less over the holidays, even if it meant just eliminating one or two gifts, Christmas would be less stressful, more affordable and more enjoyable for all.
Spending significantly less at Christmas is naturally valuable. When anyone spend less, you have much more money available to put in your savings account or to pay off debts. There are, however, lesser known benefits to doing Christmas on the cheap.
1. Zero stress: Driving on icy, snow-covered roads to brave the crowds at the local mall only to spend more than you wanted is stressful. Many concern themselves with choosing the perfect gift, getting everything on their long gift list and shipping it all on time. Let's not even talk about the long lines at the post office. When you intentionally spend less at Christmas, you can avoid many of these stress causes.
2. No January Surprise: Many Americans go through the holiday season with blinders on and happily charge whatever they want on their credit cards. The shocker comes in January when they get their monthly statement or, worse, statements. Opening that dreaded envelope and seeing the balance, rapidly compounding interest, late fees, new monthly payment and possibly even an over limit fee can all bring one back to reality fast. The real joy of cutting back and spending less at Christmas is knowing that you won't be paying for Christmas in monthly installments.
3. Real Focus: Being economical at Christmas enables you to focus on what exactly is vital. Namely, spending time with family and friends, enjoying the simple pleasure of home-cooked meals, participating in candlelight services and volunteering to make the holiday enjoyable for those less fortunate. Once you step away from the commercial aspect of the holiday by refusing to spend ridiculous amounts of money, you can really appreciate these "gifts".
4. Opportunity to Relax: Many people set time aside from their jobs over the Christmas holiday only to run around like crazy, trying to get everything done. They spend every weekend and off hour running from mall to mall, shopping with abandon. Some even pull all-nighters just to wrap the multitude of presents. This routine can be downright exhausting. Remember that this is your weekend, your vacation time. Sit back and enjoy it. If you only purchase a small, token gift for everyone on your list, you will be able to spend more time with your family and friends and less time with the clerk at your teen's favorite store. You work hard all year. Why not make taking time to relax a personal gift to yourself.
Don't overlook the simplicity and idealism of these benefits. If everyone took some time to spend less over the holidays, even if it meant just eliminating one or two gifts, Christmas would be less stressful, more affordable and more enjoyable for all.
About the Author:
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HARI DEEP
Monday, 12 December 2011
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